The 2011 Medicare copay and deductible information is available. In being true to our promise to provide you with the best products, services and marketing support to grow your business, we have begun the process of updating our marketing materials (brochures and outlines) and making them available early December. A reminder communication with the 2011 form numbers will be sent at that time.
2011 Medicare Deductible and Coinsurance Increases
As always, our 2011 Medicare supplement benefits match the federal program’s deductible and coinsurance increases, a distinct advantage in today’s ever-changing environment.
Medicare Supplement Feature | 2010 Benifit | 2011 Benefit |
| Part A | $1,100 | $1,132 |
| Hospital Coinsurance 61-90 days 91-150 days (lifetime reserve) | $275 $550 | $283 $566 |
| Skilled Nursing Facility Care Coinsurance 21-100 days | $137.50 | $141.50 |
| Part B Physician’s Services and Supplies Deductible | $155 | $162 |
Most Medicare beneficiaries will continue to pay the same $96.40 Part B premium amount in 2011. Beneficiaries who currently have the Social Security Administration (SSA) withhold their Part B premium will not have an increase in their Part B premium for 2011. For all others, the standard Medicare Part B monthly premium will be $115.40 in 2011, which is a 4.4% increase over the 2010 premium. The Medicare Part B premium is increasing in 2011 due to possible increases in Part B costs. In 2011:
A) New Part B beneficiaries will pay $115.40 (because they did not have the premium withheld from their Social Security benefit in the previous year).
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B) Beneficiaries who do not currently have the Part B premium withheld from their Social Security benefit will pay $115.40.
Higher-income beneficiaries pay $115.40 plus an additional amount, based on the income-related monthly adjustment amount (IRMAA).
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